Loans

People often need to raise capital. Sometimes a further advance is not possible (either not enough equity or arrears) and a re-mortgage is too expensive (redemption penalties or loss of a good rate on the larger borrowing account). On other occasions, first charge lenders might not go above a certain Loan to value (LTV), meaning the mortgage can’t be placed at all. At times like these, a second charge may be the quickest, simplest, and most cost effective solution for you.

• Up to 125% LTV - prime full status
• Up to 100% LTV - sub-prime status
• Affordability, not income multiples
• Residential & Buy to Let seconds
• Bridging Financing

We can also arrange Personal Loans at competitive rates for you – Please ask.

These Products are not regulated by the Financial Services Authority (FSA)