100% Mortgage

A 100% mortgage is ideal if you're looking to buy a home but don't have a deposit. Ideal if you're a first-time buyer getting your foot on the first rung of the property ladder. If you aren't sure how much you can borrow, use our mortgage calculation tools; or contact Key Solution Mortages and we find a mortgage rate suitable for you. 

Please note: if you borrow over 90% of the value of your house, you may be charged a Higher Lending Charge (HLC). This charge reflects the increased risk to the lender when the loan is a large percentage of the value of the property. You can choose to add any HLC to your mortgage, increasing the overall amount payable.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A broker fee of up to 1% of the loan will be charged on completion. The precise amount will depend on your circumstances