Bad credit mortgages

Non-conforming, sub-prime or bad credit mortgages are becoming common in today's mortgage environment and many of the mortgage lenders are now offering very competitive mortgage products to cater for this growing market.

The overall cost for comparison is 7.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case.

We can help with your bad credit history at Key Solutions Mortgages. We have a dedicated 'Bad credit mortgages' team with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.

Our expert advisers take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with first-class, independent mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or Right to Buy.

We can help whatever the circumstances of your bad credit rating, including (but not limited to):

  • Mortgage, secured loan and rent arrears
  • County Court Judgements (CCJs)
  • Defaults
  • Individual Voluntary Arrangements (IVA)
  • Discharged bankrupt
  • Repossession
  • Self-employed with no accounts

Buy to Let mortgages are not regulated by the Financial Services Authority (FSA)

Your home may be repossessed if you do not keep up repayments on your mortgage.

A broker fee of up to 1% of the loan will be charged on completion. The precise amount will depend on your circumstances

 

Belmac Ltd T/A Key Solutions Mortgages is an appointed representative of Home of Choice Ltd
which is authorised and regulated by the Financial Services Authority under register 446636

 
 

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